Insights & Articles
Explore practical articles and educational resources covering tax preparation, bookkeeping, payroll tax compliance, and financial recordkeeping for individuals and businesses.
AEM Insights provides general educational information prepared by Armando E. Manjarrés, EA. Tax-sensitive material is supported by primary government sources where appropriate and reviewed when material guidance changes. Content is educational and is not a substitute for advice based on a reader’s individual circumstances.
The information in this educational library is provided for general informational purposes only and should not be relied upon as tax, accounting, legal, or financial advice. The information may not apply to your specific circumstances. Please contact AEM Accounting Solutions to discuss your individual needs.
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Bookkeeping
Switching Bookkeeping Providers: What to Export Before You Leave
Changing bookkeeping providers is straightforward when the records leave with you. A provider-neutral checklist of what to export, and what to verify, before access ends.
August 4, 2026 · 7 min read
Read article →Bookkeeping
How Many Years of Books Do You Actually Need to Clean Up?
Record retention and bookkeeping reconstruction are two different questions. Here is what the IRS actually says about how long to keep records, and how to decide how far back a cleanup engagement needs to go.
August 4, 2026 · 8 min read
Bookkeeping
What Catch-Up Bookkeeping Actually Costs — and What Drives the Price
Catch-up bookkeeping is priced from the condition of the records, not from a menu. Here are the factors that actually move the number, and how to give a firm enough information to quote the work in writing.
August 4, 2026 · 8 min read
Small-Business Resources
Best Online Accounting Firms for Small Businesses in 2026: What to Compare
A practical comparison framework rather than a ranking: provider types, credentials, scope, pricing models, security, continuity, and the questions that reveal a poor fit before you sign.
August 2, 2026 · 9 min read
Tax Planning
Estimated Taxes for Business Owners and Self-Employed Professionals
Why quarterly payments may be required, how federal and state payments differ, what safe harbor means at a high level, and why an extension to file is not an extension to pay.
August 2, 2026 · 8 min read
Bookkeeping
How to Clean Up Your Bookkeeping Before Tax Filing
A practical, ordered checklist for getting your books ready before a return is prepared — from bank reconciliations and personal transactions to loans, fixed assets, and payroll balances.
August 2, 2026 · 9 min read
Business Taxes
Multistate Taxes for Small Businesses: What Can Create a Filing Requirement?
Remote employees, traveling work, inventory, and online sales can each create obligations in a state you have never visited. Here are the connections that commonly trigger state filings.
August 2, 2026 · 9 min read
Business Taxes
Which Tax Return Does My Business File?
Schedule C, Form 1065, Form 1120-S, Form 1120, or a 990-series return? Which federal return a business files depends on structure, elections, ownership, activity, and jurisdiction.
August 2, 2026 · 8 min read
Tax Planning
When Does an S Corporation Election Make Sense?
An S corporation election changes how owner pay is taxed — and adds payroll, a separate return, and stricter bookkeeping. Here is how to weigh the potential benefit against the real cost.
August 2, 2026 · 8 min read
Business Taxes
LLC, S Corporation, Partnership, or C Corporation: How Is a Business Taxed?
A limited liability company is a legal entity, not a single federal tax classification. Here is how sole proprietorships, partnerships, S corporations, and C corporations are actually taxed — and why the right answer depends on the facts.
August 2, 2026 · 9 min read
Small-Business Resources
5 Hidden Cash Flow Killers Draining Your Business (And How to Spot Them)
You did it. You had a great sales month. The revenue numbers look fantastic, you’re delivering for your clients, and by all accounts, your business is growing. So you go to look at your bank…
July 14, 2025 · 5 min read
Small-Business Resources
What is an LLC in Florida? A Beginner’s Guide to Starting Your Business
You have a great idea for a business. You’ve honed your craft, identified your customers, and you’re ready to turn your passion into your profession. But as you take this exciting step, a flood of…
July 10, 2025 · 5 min read
Bookkeeping
Are You Making These 7 Costly Bookkeeping Mistakes? (Most Small Businesses Are)
As a business owner, you’re an expert at what you do. But chances are, you didn’t start your company because you have a burning passion for data entry and bank reconciliations. Bookkeeping is…
July 7, 2025 · 5 min read
Bookkeeping
Decoding Your Dollars: A Plain-English Guide to the 3 Financial Statements Every Business Owner Must Understand
As a business owner, you wear a dozen different hats. You’re the lead salesperson, the head of marketing, the customer service rep, and the visionary for the future. With so much to do, it’s easy…
July 6, 2025 · 5 min read
Firm News
Catch-Up Bookkeeping – Announcing New Service!
Catch-Up Bookkeeping: The Answer to Your Bookkeeping Woes AEM Accounting Solutions is excited to announce a new service available starting today – Catch-Up Bookkeeping! What is Catch-Up…
October 5, 2024 · 2 min read
Individual Taxes
Married Filing Separately vs Jointly: What’s the Difference?
Married Filing Separately vs Jointly: What’s the Difference? Navigating taxes as a married couple can feel like a puzzle, especially when deciding between Married Filing Jointly (MFJ) or Married…
October 4, 2024 · 3 min read
Individual Taxes
How To File Tax Return with Spouse With No Social Security Number
Love and Taxes: Can I File a Tax Return with My Alien Spouse Without a Social Security Number? Ah, love knows no borders – but taxes? They have rules! Let’s navigate the tax cosmos and answer the…
October 1, 2024 · 2 min read
Bookkeeping
Top 5 Bench Accounting Competitors and Alternatives
Top 5 Bench Accounting Competitors and Alternatives – Best Online Accounting Firms for Small Businesses In this blog, we go over the different options for people considering online accounting…
September 27, 2024 · 4 min read
Business Taxes
Independent Contractors Taxes Guide
Independent Contractors Taxes: Can You Really Hire All Your Employees This Way? Considering hiring independent contractors to save on taxes? Let’s explore whether this approach works for your…
September 21, 2024 · 3 min read
Individual Taxes
How to Claim Home Office on Taxes
A Home Office: Your Personal Productivity Oasis Working from home has become more common than ever, turning spare rooms, corners of the living room, or even cozy nooks into productive workspaces.…
September 17, 2024 · 3 min read
Firm News
AEM Accounting Solutions Welcomes Alexander T Manjarres as new COO, Bringing Software and Process Expertise to Fuel Further Expansion
Orlando, FL, September 7, 2024 – AEM Accounting Solutions, Central Florida’s leading online accounting firm, announced the recent appointment of Alexander T Manjarres as Chief Operating Officer.…
September 7, 2024 · 2 min read
Bookkeeping
What is Bookkeeping Anyway?
Think of bookkeeping as your business’s diary – it records all your financial transactions, from expenses to income and everything in between. Keeping these records organized and accurate is…
July 31, 2024 · 2 min read
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